Sample Design Books – Strazzeri Mancini, LLP

Matthew & Verbena Chime

74 & 73 years old
Married 53 years
3 Adult Children
$48 mil NW, no life insurance
Considering next stages for their campground family business (keep and grow or sell)
Primary goals: business structure, reduce taxes, cash flows for business

70 & 67 years old
Married 47 years
3 Adult children, 1 grandson
$51+mil NW, no life insurance
Selling their $30+mil Electrical/ Construction S-corp
Primary goals: reduce cap gains tax, cash flow for retirement, transfer wealth to children, improve asset protection

66 & 67
Married 32 years
3 Adult children
$10 mil NW, $9 mil in life insurance
Their 50% of a General Contractor C-Corp is worth $7.5mil (other 50% is owned by a cousin).
Primary goal: Sell their half of the company to the cousin, minimize income taxes, grow wealth for returement65 & 54 years old

79 yrs old
Single – Divorced
One Daughter, 45 yrs old
$82+million NW
Retired CA Highway Patrol Office – All Investments / no life ins.
Primary goals: update core docs, minimize estate tax, gifting to daughter and charity, asset protection

Leila Miller

85 yrs old
Single – Widow
Daughter, 61 yrs old, 1 deceased daughter; 4 grandchildren
$310+mil NW, no life ins.
Mostly investments, some real estate, stopped their chrome manufacturing business when patriarch passed.
Primary goals: update estate plan and core docs, asset protection

65 & 54 years old
Married 5 years
Each has 3 adult children for a total of 6 children
$84+ mil NW, $1.5mil insurance DB
$66+ mil in medical management business
Primary goals: sell business and reduces taxes on the sale, equalize trusts, preserve wealth.

71 & 62 years old
Married 4 years
Mitch has 4 adult children
$18 mil NW, $3.2 mil in life insurance
Owns an independent insurance agency worth $11 mil
Primary goal: gift 10% & sell 10% of the insurance agency to his son who current works in the business, retirement planning for him, and trust planning for his wife.

Jonah & Dorothy Doomsday

74 & 74 years old
Married 52 years, wife is in a full-time care facility for Dementia
2 Adult children
$9.5 mil NW, no life insurance.
Owns a New Hampshire elementary school vending machine healthy-snack company worth about $7.6 mil. One daughter works in the business.
Primary goal: business planning – sell or give to daughter, provide for life-long care of Dorothy, maintain sufficient financial resources and flexibility to prepare for the anticipated end of the current world order (Christadelphians).